Home Loans: Ways of Financing the American Dream

The housing market in the US continues to move ahead in its recovery and we are seeing more and more consumers looking to make real estate purchases.  When you are looking to finance the American Dream, there are many options available to you. Purchasing a home gives a huge sense of accomplishment – however, not […]

Renters Insurance

Renters Insurance: Waste of Money or Worth the Investment?

When you’re deciding where your money goes each month, what’s the one thing you buy hoping you’ll never need to use it? Insurance. It may be the most unsexy item in your budget as well—it’s hard to get excited about spending your hard-earned cash on something that, if you’re lucky, you’ll never get any benefit […]

Refinance Mortgage

When Is the Right Time to Refinance Your Mortgage?

You’ve seen and heard all the ads. “Mortgage rates are at an all-time low!” “You’re paying too much for your mortgage!” “Refinance now and save hundreds of dollars every month!” And, those enticing statements may even be true. Mortgage rates are low: today’s rates average around 4%, while looking back over the last 20-30 years, interest […]

Setting Aside Money for a New Home? The Unexpected Costs—and Savings—You Should Know

So, you’ve decided to set aside a little money each month towards the purchase of a home. Congratulations! Owning a home can be a huge step forward in your overall financial security: unlike paying rent, which is money you’ll never see again, a monthly mortgage payment is actually a way of making sure you’re putting […]